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No Daily Drivers
Grundy is the oldest and one of the pioneers for collector car insurance and they have great rates and service, but they won't insure a car that is a daily driver. They require that you have another vehicle for daily use, although they don't limit the mileage on your collector car. They also examine photos of your car and keep current auction and resale logs to help come up with and "agreed value" for your collector car. I haven't thought of using them for my SSR, but might look into it.
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