[rcg530]

I received a service department "welcome" letter sent by the local dealership thanking me for buying my 2003 CHEVROLET S10 PICKUP. The last time I looked in the garage I had a 2003 SSR.

I called the service manager and informed him of the little mix up and he seemed very disturbed by the mix up. Apparently, they contract with an outside firm that is responsible for sending those letters and they aren't decoding the SSR's vin correctly.

I've also been trying to push the GM support group for the GM/Chevy website to allow the 2003 SSR to become one of the valid vehicles to sign up for the "Owner's" section of the GM site. I think others have run into that problem. The really strange thing is they support 2004 SSRs but not 2003 SSRs. All I seem to get is a form letter response in email stating the 2003 SSR is not supported. Duh I know that. :mad

 

[tomcurtis]

Yea, I tried to get GM to recognize my 2003 SSR, but had the ame problem

 

[cruzned]

Same prob. They would not recognize my SSR until I registered it as a 1500 Eldorado Pickup. Weird for sure. I sure would appreciate knowing about TSB's and such, but it looks like us 03 guys and gals are out of the loop.

 

[BlastfromPast]

You guys SSSSSSSSSSSSHHHHHHHHHHHHHHHHHHHHHHHSSSSSSSSSS!!!!!! You're gonna wreck it for me! My insurance company thinks I have an S10 pickup too :lol

 

[Flassh]

The only major down side is if you total your SSR, and the insurance company wants to go with the value they ASSUMED your S10 was worth - not sure if I'd want to fight that one with the insurance company.

 

[rcg530]

My insurance company (GEICO) understood what a SSR was when I asked for a quote from prior to buying the SSR. The SSR ended up being $525 every six months when stating I was going to drive it 7000 miles a year. The Nissan 350Z that the SSR replaced cost $438.60 every six months with the same limits.

CA garaged vehicle:
Bodily Injury Liability $300K/$100K
Property Damage Liability $100K
Medical Payments $1K
UM & Underinsured $100K/$300K
Comprehensive $100 Ded
Collision $500 Ded

 

[Peaches]

S-10

You are not doing yourself any favors by having your SSR insured as an S-10. I went through this same mess with American National Insurance. Finally, since they couldn't understand that the SSR is not an S-10, I insured it through their CHROME program. This is for vehicles that are driven very limited miles, or collector's cars, restorations, etc.

Think about this: What happens when your SSR gets stolen and not recovered, or totalled in a wreck, or anything else that requires the insurance company to pay out at or near replacement value? When they give you a check for the replacement value of an S-10 instead of an SSR ($20M vs. $40M?), what is your recourse? My insurance agent, who is very experienced and knowledgable about these situations, says you are sure to lose any litigation to try to get more money.

Bottom line is it is not worth the risks associated with trying to take advantage of an insurance company's ignorance. If you want to save insurance payment money, go to a large deductable on the collision and comprehensive. They don't like to sell you this option because they don't make much money on this, but its out there from virtually all companies. You just have to ask. Also, don't let your kid(s) drive until they are at least 18!

 

[BlastfromPast]

The only major down side is if you total your SSR, and the insurance company wants to go with the value they ASSUMED your S10 was worth - not sure if I'd want to fight that one with the insurance company.

Good point and a valid concern, HOWEVER, be assured I have researched this issue throughly. As a long time Collision Center manager, I have several very close friends in the Insurance Industry. My voice is recorded describing my vehicle as a "Chevrolet SSR" when I added the vehicle to my policy. THEY decoded the VIN as an "S-pickup". If it is totaled or stolen (Heaven forbid!) they owe for the Actual Cash Value of the vehicle that that VIN number matches: An SSR! Also according to my friends, as a consumer, I would have no way of knowing that an "S-pickup" is not indeed an SSR.

 

[Peaches]

S-10 Insurance

That is cool! More power to you if it works! :yesnod