Status Update, May 11. We have received the repair estimate from the Insurance company and it exceeds the 80% threshold for repair, so they are going to total it and pay me the actual declared cash value. I can purchase the vehicle back for the salvage cost and rebuild with the remaining funds which is the direction I am leaning. And we can retain a clean title, not a salvage title which is good. Working out all the details but it takes time.
As for bureaucracy at work, I must say I am disappointed . The accident report took 2.5 weeks to be finalized and published. The first county sheriff has not yet assigned an investigator or detective to contact the two owners of the trailer ( second county involved) and the truck/cab owner (third county involved) yet and it has been 3 weeks already. We are pushing for the counties to work together to identify the driver of the semi that hit us and get them off the road before they do it again potentially with much more serious consequences. Research indicates if they ID and prosecute the driver, the driver will face a 3 year suspension of their license. Sounds tough but it was not our fault and it could happen again at a much higher speed than our incident and who knows the consequences then!
Thanks for all your kind comments and blessings. As I said above we are leaning towards repair but it will take probably 2 to 3 months and may cost a few thousand out of our pocket. The bitter sweet result of the accident is now my wife. the other Lady Di in my life, has a place to park her vehicle in the garage and out of the hot sun!