Chevy SSR Forum banner

Who owns your SSR?

  • I do! All mine! No financing! Clear Title!

    Votes: 131 65.2%
  • The bank, the credit union, GMAC!

    Votes: 37 18.4%
  • I paid a healthy portion down, but some financing did occur.

    Votes: 33 16.4%

  • Total voters
    201
1 - 20 of 65 Posts

·
Premium Member
Joined
·
2,664 Posts
Discussion Starter #1 (Edited)
Let's get something interesting going here. How about I set up a poll on whether or not SSR owners pay for their toys in full or finance them? Everybody vote! It will be private and no one will know unless you choose to comment!
 

·
Premium Member
Joined
·
2,251 Posts
Clear title

I knew I wanted one when I saw it as a concept in 2000. As soon as they announced they were going to build them I opened an SSR account and started socking it away. When I picked my up on Dec. 12, 2003 I wrote them a check and it was all mine. It was a great feeling.
 

·
Registered
Joined
·
1,502 Posts
paid cash

Being able to show a bank account that covers the price sure shortcuts a lot of bull.

Financing my first new car (1977) was one of the bigger mistakes I've made. I could have saved for 2 years and paid cash for a car. Instead it took 4 years to pay off. When I needed another new car I had to finance again. Big down but still had to finance some. I broke the cycle after that one.

On the second car I was putting about 30% down. The dealer told me not to sweat the financing. With that much down THEY would write paper themselves, then sit back and pray I would default.

Buying outright lets you save other ways too. Like on collision insurance. Lenders won't let you assume the risk (and savings) that really high deductables allow.
 

·
Las Vegas Mob
Joined
·
1,334 Posts
Boy, I would love to say I paid cash, BUT - only 57 more payments!! :(
 

·
Las Vegas Mob
Joined
·
1,334 Posts
Sheeeeeeshh!! Am I the only one that didn't pay cash??? Man, it's tough bein' poor . . . :)
 

·
Registered
Joined
·
705 Posts
my business will own it in 3 years at 3.8% ;), $2000 down at $1350 a month or so. Oh ya, it's 6050 lbs worth of tax credit too.... :lol
 

·
Machell
Joined
·
20,829 Posts
If they would have given a great discount for cash we would have paid cash, but instead we put a huge down and financed the rest and we will probably pay it off in half the time. or sooner. especially since the hubby wants his own or something new. And the Tahoe will get passed down to the 16 year old next year.
 

·
Premium Member
Joined
·
1,247 Posts
Credit Card

Put it on the Visa card......

Got lots of Air Miles.....

Enough to get one free ticket to Hawaii...........

Gone with the wife for two weeks in October........

Call this a DOUBLE HIT............
 

·
Registered
Joined
·
705 Posts
houtex said:
Do you think it got you any bargaining leverage? - sort of turns the tables when the sales guys see the green.

The dealers will make a 1/4-1 point if you finance. Especially if they trick you into a higher rate. They don't care anymore about you paying cash.
 
M

·
Guest
Joined
·
0 Posts
Wrote the big check fot ours too. Title and pink are free and clear. Love it!!
 
1 - 20 of 65 Posts
Top