I've been enjoying retirement for 9 years now and I finally figured out the answer to this question. I am now doing the things I told people I could not do because I had to work, and some of those things overlap. I am glad I worked as long as I did, because now I can almost afford to be retired. :laugh:
After you get the yard in perfect condition and are looking for something to do, DO NOT RE-ARRANGE the kitchen. I had a friend, a rocket engineer, who made this mistake in order to get rid of the inefficient layout of the dishes, pots, pans, etc. His wife said she had liked that way for at least the last ten years if it was so good he could use it and could do his cooking. She would eat down the street at her sisters.
I can only hope at this time you did sign up for S.S. in the correct way/ as / you only get one try to get it right. If your retirement age was 68 and you took it early at age 62 you didn't loose 20 percent. You lost 43 percent.